Navigating the mortgage landscape can be daunting, especially for individuals in specific circumstances. At Good News Mortgages, we specialize in providing tailored mortgage solutions to cater to diverse situations.
Mortgage for NHS Employees: NHS professionals often enjoy favorable mortgage rates due to their stable employment. Many lenders recognize the reliability and dedication of NHS staff, making it easier for them to secure mortgages with competitive terms.
Mortgage for Self-Employed Individuals: Self-employed borrowers may face challenges in proving their income. However, lenders now offer specialized products that consider profit and loss statements, tax returns, and even bank statements, allowing self-employed individuals to achieve homeownership.
Mortgage with CCJ: A County Court Judgment (CCJ) can negatively impact your credit score, making it challenging to secure a mortgage. Fortunately, some lenders are willing to consider applicants with CCJs, especially if the applicant demonstrates improved financial habits since the judgment.
Mortgage with Bad Credit: Bad credit doesn’t have to be a barrier to homeownership. Various lenders specialize in bad credit mortgages, often focusing more on your Mortgage for shared ownership current financial situation than your past.
Mortgage for Shared Ownership: For those who cannot afford to buy a home outright, shared ownership schemes offer a viable solution. This allows you to purchase a share of a property and pay rent on the remaining portion, making homeownership more accessible.
At Good News Mortgages, we understand your unique needs and are here to help you find the right mortgage solution.